Especia have arrangement with a various financial institution for the loan needs of our customers.
The various types of loan product we provide are mentioned below:
- Home Loans :
Home loans which are also called as housing loan are for
funding the purchase and/or construction and/or repairs and renovation of a standalone house
or land surrounding it and most commonly for purchasing of a flat in a residential apartment.
- Commercial Property Loans :
It funds the purchase of immovable property
for commercial purposes but very few banks and financial institution provide this type of loan.
It depends on the property also.
- Loan Against Property :
These type of loan is provided by pledging
collateral which is immovable property (either residential or even commercial). These are cheaper
in comparison to unsecured loans since the bank perceives it less l riskier, but they are costlier
than Home Loans as the purpose of using money is an unknown.