Loans

Especia have arrangement with a various financial institution for the loan needs of our customers. The various types of loan product we provide are mentioned below:

  • Home Loans :
    Home loans which are also called as housing loan are for funding the purchase and/or construction and/or repairs and renovation of a standalone house or land surrounding it and most commonly for purchasing of a flat in a residential apartment.
  • Commercial Property Loans :
    It funds the purchase of immovable property for commercial purposes but very few banks and financial institution provide this type of loan. It depends on the property also.
  • Loan Against Property :
    These type of loan is provided by pledging collateral which is immovable property (either residential or even commercial). These are cheaper in comparison to unsecured loans since the bank perceives it less l riskier, but they are costlier than Home Loans as the purpose of using money is an unknown.
  • Private Limited Company

    A private limited company is the most reputed form of carrying business in India. The minimum number of members in private limited company is 2 and maximum number of members is restricted to 50. A private limited company is considered as a separate legal entity. A private limited company name ends with ‘Private Limited’.

  • Public Limited Company

    The Company is a Public Limited Company which is incorporated under companies Act and has minimum paid-up capital of Rs. 5 lakhs.In a public limited company, minimum number of shareholders is 7 and minimum number of director is 3.

  • Section25 Company

    This section empowers the Central Government to grant a license directing that such an association may be registered as a company with limited liability, without the addition of the Words `Limited’ or `Private Limited’ to its name.

  • Limited Liability Partnership

    A Limited Liability Partnership (LLP) is a one form of body corporate which was introduced in India by the Limited Liability Partnership Act, 2008.