The significance of insurance as a factor in private and business
life has increased tremendously in the past ten years.Various Insurance plans offered by us
Life Insurance is a subject that is close to everyone's heart. There is no denying its
importance and benefits because in all that we do in our daily life, our family is at
its centre. It is the love and support of our family that comforts us, ignites us to
work harder and sees
Especia Consulting has a wide array of insurance plans that can be taken by our
client according to there need.
Various Insurance plans offered by us:
- Term Plan: These plans are pure protection plan they serve the
protection needs of the customer and by doing so, safeguard one's family from the
financial implications of unfortunate circumstances than one cannot foresee.
- Term Plan with premium return: Form term plan these are different
only in way that on the end of tenure of plan they return back premium.
- Money Back Plan: Money back plan has a feature of money back at
regular intervals. This plan gives you a double benefit of guaranteed money back at
regular intervals along with protection in case of an unforeseen eventuality.
- Endowment plan : An endowment policy is a life insurance contract
designed to pay a lump sum after a specified term (on its 'maturity') or on death.
Typical maturities are ten, fifteen or twenty years up to a certain age limit. Some
policies also pay out in the case of critical illness.
- ULIPS : These policies are market linked policies there returns
are based on the performance of a market.
- Child Plan : Successful parenting is no mean accomplishment.
A huge contributor to this success is financial planning for your child's future
needs at the right age! There is really no better gift you can give your child, than the
promise of a secure future with child Plans from several good insurance company .
General Insurance products cover Health, Home, Motor and Travel, and help protect your
financial health from unforeseen events that can occur any time . Especia Consulting is
the leading general insurance advisory company and always try to provide a best solution
to customers.Especia Consulting will bring to you the entire range of insurance offerings
for your personal and professional needs.
Health Insurance (popularly known as Mediclaim) offers protection in case of unexpected
medical emergencies. In case of a sudden illness or accident, the health insurance policy
takes care of the hospitalization, medical and other cost incurred.
Tax Benefit u/s 80 D
** You can avail of tax benefits for below mentioned products except Personal accident as
per provisions of Section 80D of the Income Tax (Amendment) Act,1961.
Motor Insurance a comprehensive package for your two-wheelers and four-wheelers,
securing them against damage ocaused by natural and man-made calamities.
Point to noted !!!!!
We will always endeavour to provide you policies either fresh ( New car policy)
or renewal at best discounted premium rate.
We will facilate you in transfering your full benefits of No Claim Bonus when you
shift your motor insurance policy from your existing company to any another company.
Get EMI facility through credit card without any interest through online payment.
Whenever you buy new car by selling your old car and there is a retention of no claim
bonus in your old car so in that case the whole no claim bonus of your old car will be
transferred to your new car . The advantage of this will be that , for your new car lesser
premium will be paid by you . So in short lesser burden on your pocket.
Home Insurance policy secures the structure as well as the contents of your home
against natural and man-made disasters. Secure your most prized possession against
terrorist activities by opting for a Terrorism Cover.We provide these policies with
a arrangement from different insurance companies.
International travel covers unexpected and emergency medical expenses incurred when
a person is in overseas. In addition to the medical cover, there are non-medical
covers like baggage loss / delay, trip cancellation / interruption / delay, passport
loss, personal accident cover and financial emergency.
- Pay on a per day basis for your overseas travel.
- Choose from a wide range of product.
- No medical check-up upto 70 years, cashless hospitalization available worldwide.