Insurance

The significance of insurance as a factor in private and business life has increased tremendously in the past ten years.Various Insurance plans offered by us

Life insurance

Life Insurance is a subject that is close to everyone's heart. There is no denying its importance and benefits because in all that we do in our daily life, our family is at its centre. It is the love and support of our family that comforts us, ignites us to work harder and sees

Especia Consulting has a wide array of insurance plans that can be taken by our client according to there need.

Various Insurance plans offered by us:
  • Term Plan: These plans are pure protection plan they serve the protection needs of the customer and by doing so, safeguard one's family from the financial implications of unfortunate circumstances than one cannot foresee.
  • Term Plan with premium return: Form term plan these are different only in way that on the end of tenure of plan they return back premium.
  • Money Back Plan: Money back plan has a feature of money back at regular intervals. This plan gives you a double benefit of guaranteed money back at regular intervals along with protection in case of an unforeseen eventuality.
  • Endowment plan : An endowment policy is a life insurance contract designed to pay a lump sum after a specified term (on its 'maturity') or on death. Typical maturities are ten, fifteen or twenty years up to a certain age limit. Some policies also pay out in the case of critical illness.
  • ULIPS : These policies are market linked policies there returns are based on the performance of a market.
  • Child Plan : Successful parenting is no mean accomplishment. A huge contributor to this success is financial planning for your child's future needs at the right age! There is really no better gift you can give your child, than the promise of a secure future with child Plans from several good insurance company .
General Insurance:

General Insurance products cover Health, Home, Motor and Travel, and help protect your financial health from unforeseen events that can occur any time . Especia Consulting is the leading general insurance advisory company and always try to provide a best solution to customers.Especia Consulting will bring to you the entire range of insurance offerings for your personal and professional needs.

Health Insurance:

Health Insurance (popularly known as Mediclaim) offers protection in case of unexpected medical emergencies. In case of a sudden illness or accident, the health insurance policy takes care of the hospitalization, medical and other cost incurred.

Tax Benefit u/s 80 D

** You can avail of tax benefits for below mentioned products except Personal accident as per provisions of Section 80D of the Income Tax (Amendment) Act,1961.

Motar Insurance:

Motor Insurance a comprehensive package for your two-wheelers and four-wheelers, securing them against damage ocaused by natural and man-made calamities.

  • We will always endeavour to provide you policies either fresh ( New car policy) or renewal at best discounted premium rate.
  • We will facilate you in transfering your full benefits of No Claim Bonus when you shift your motor insurance policy from your existing company to any another company.
  • Get EMI facility through credit card without any interest through online payment.
Point to noted !!!!!

Whenever you buy new car by selling your old car and there is a retention of no claim bonus in your old car so in that case the whole no claim bonus of your old car will be transferred to your new car . The advantage of this will be that , for your new car lesser premium will be paid by you . So in short lesser burden on your pocket.

Home Insurance:

Home Insurance policy secures the structure as well as the contents of your home against natural and man-made disasters. Secure your most prized possession against terrorist activities by opting for a Terrorism Cover.We provide these policies with a arrangement from different insurance companies.

Travel Insurance:

International travel covers unexpected and emergency medical expenses incurred when a person is in overseas. In addition to the medical cover, there are non-medical covers like baggage loss / delay, trip cancellation / interruption / delay, passport loss, personal accident cover and financial emergency.

  • Pay on a per day basis for your overseas travel.
  • Choose from a wide range of product.
  • No medical check-up upto 70 years, cashless hospitalization available worldwide.
  • Private Limited Company

    A private limited company is the most reputed form of carrying business in India. The minimum number of members in private limited company is 2 and maximum number of members is restricted to 50. A private limited company is considered as a separate legal entity. A private limited company name ends with ‘Private Limited’.

  • Public Limited Company

    The Company is a Public Limited Company which is incorporated under companies Act and has minimum paid-up capital of Rs. 5 lakhs.In a public limited company, minimum number of shareholders is 7 and minimum number of director is 3.

  • Section25 Company

    This section empowers the Central Government to grant a license directing that such an association may be registered as a company with limited liability, without the addition of the Words `Limited’ or `Private Limited’ to its name.

  • Limited Liability Partnership

    A Limited Liability Partnership (LLP) is a one form of body corporate which was introduced in India by the Limited Liability Partnership Act, 2008.